Is your credit union experiencing rising delinquencies and charge offs?

Are you experiencing narrowing margins that are limiting your ability to expand and serve your members?

Do you know if your Allowance for Loan and Lease Losses (ALLL) is adequately funded to meet rising delinquencies and charge offs?

TRG can perform a comprehensive assessment of your loan portfolio that will:

• Provide senior management and the board of directors with an objective assessment of the overall quality of the loan portfolio;
• Identify loans or classifications of loans with potential weaknesses;
• Ensure that loans are being properly graded or adversely classified so that timely action can be taken;
• Establish a base line that management can use to develop an ongoing internal loan review process;
• Ensure that your credit union is meeting the requirements of Accounting Bulletin 06-01, which states that credit unions should perform a loan portfolio review at least annually to ensure proper methodology and funding for the ALLL account.